China's social credit system is in place and it sounds as if once you are labelled as a debtor getting out is nearly impossible.
This class of people, most of whom have shirked their debts, sit on a public database maintained by China’s Supreme Court. For them, daily life is a series of inflicted indignities – some big, some small – from not being able to rent a home in their own name, to being shunned by relatives and business associates.
In some places, telecoms companies even apply a special ringtone to the phone numbers of laolai as a warning.
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