If you're in the 1 percent bracket and you feel guilty about it, there's help for you. According to Mother Jones' Erika Eichelberger, big banks are standing by to help the super-rich cope, with a plethora of psychological 'wealth counselling' services.

Rich people sometimes seek therapy to cope with the idea of providing trusts for their kids, says Amy Zehnder, a psychologist and "Senior Wealth Dynamics Coach" who counsels people with $25 million plus at U.S. Bank's Ascent Private Capital Management. Some wealthy parents are afraid that if they give their children trusts, the kids might end up spoiled -- or worse, waste the money, Zehnder says. She argues that her workshops, which have titles like "Responsible Wealth Ownership" and "Real Colors: Understanding Temperaments," can help clans "keep control of their money for multiple generations."

It's not just old money that haunts rich folks' psyches. The newly loaded often suffer from Sudden Wealth Syndrome (SWS), which has symptoms that may include alienation, denial, guilt, and spending sprees. "When you leapfrog from one socioeconomic position to the next, if you can't speak openly about... the challenges, that's when issues start to happen," says Traeger-Muney, who has created a program called the "Rich Life Portfolio" that helps people break habits that developed in their families' pasts.